Chapter 7: The Bounced Check

The problem with a man who lies to everyone is that, eventually, he starts believing his own lies.
Nathan had convinced the court—and perhaps himself—that he was a victim of circumstance, a good man who had made a single, desperate mistake. The judge had shown him a sliver of mercy, allowing him to avoid jail time by setting up a strict, court-monitored payment plan to reimburse me for the debt he had fraudulently taken out in my name.
For eight months, the payments arrived on the first of the month.
On the ninth month, the deposit did not clear.
I didn't call him. I didn't text him to ask if he needed an extension. I simply forwarded the bank notice to my lawyer, who immediately filed a notice of default with the court.
Three hours later, Nathan’s SUV pulled into my driveway.
I was sitting on the front porch, drinking iced tea and watching Owen draw chalk monsters on the driveway. Nathan stepped out of his car. He looked exhausted. His designer suits had been replaced by off-the-rack slacks that hung loosely on his frame. The arrogant posture that used to consume all the oxygen in a room was gone, replaced by a desperate, nervous energy.
“You filed a default notice,” Nathan said, his voice tight as he stopped at the edge of the lawn.
“You missed a court-ordered payment,” I replied, taking a sip of my tea.
“It’s a temporary cash flow issue,” he pleaded, running a hand through his thinning hair. “Vanessa… she got herself into some trouble with her creditors. She convinced me to co-sign a short-term loan to keep her afloat. They garnished my primary account yesterday. I just need thirty days, Hayes. Call your lawyer off.”
I stared at him. The sheer, breathtaking audacity of it was almost cinematic.
“Let me make sure I understand this,” I said, my voice dangerously calm. “You forged my signature to steal money for your mistress. The court ordered you to pay me back. And you defaulted on that payment… because you took out another loan for the same mistress?”
“She made a mistake! She’s struggling,” Nathan snapped, a flash of his old temper rising. “You’re doing fine! Your business is booming. I see your ads everywhere. You don’t need this money right now, Hayes. Be reasonable.”
“Reasonable,” I repeated, tasting the word. It was the word he had used to keep me small for over a decade. Be reasonable, Hayes. Don't make a scene, Hayes.
I stood up from the porch chair.
“My business is successful because I built it on honesty,” I said, walking down the steps until I was standing inches from him. “I am not your wife anymore, Nathan. I am your creditor. And creditors do not care about your mistress's cash flow.”
“You’re going to let them suspend my license over five thousand dollars?” he whispered, his face pale.
“I am going to let the consequences of your actions arrive right on schedule,” I replied. “Do not come to my house uninvited again, or my next call is to the police.”
I turned my back on him and walked toward my son.
May you like
“Hey, Owen,” I smiled, crouching down next to the chalk drawing. “That’s a scary monster. What’s his name?”
Behind me, I heard the sound of Nathan’s car door slamming, followed by the roar of his engine as he sped away. The monster was gone.